IBA - Illinois Bankers Association

News

Fed to Ease Capital Planning Requirements for Banks Under $250B

The Federal Reserve has issued a proposed rule exempting many regional banks from the complex qualitative requirements of its annual Comprehensive Capital Analysis and Review (CCAR) process. The rule would apply to banks between $50 billion and $250 billion in assets without significant international or nonbank activity. The IBA welcomes this development, and we continue to urge the regulators to enact further reforms to simplify and tailor the capital rules for smaller institutions. Read the proposed rule.